If your income has dropped, there are several helpful options available to you. You can postpone your mortgage payments for up to 6 months, without any penalty. Contact your bank and discuss your options with them.

There are several other new rules and help available.

The Government of Ontario has introduced some new rules that landlords and tenants should be aware of.

You can check all the details here:
https://www.ontario.ca/page/government

 

Some landlords are giving people a break and negotiating different options. Many are prepared to apply the last month’s rent, that is on deposit, towards the next rental payment required.

The Government of Canada has also implemented many measures to help us through this pandemic. There is a lot of misinformation swirling about. To be certain that you have the correct information, use their website as a reliable source:
https://www.canada.ca/en.html

 

The City of Toronto has also made some adjustments to services as well as offering help for people whose income has been adversely affected by this serious situation.

Here’s the website:|
https://www.toronto.ca/

 

There are also several neighbourhood and community Facebook pages where help is available. If you need help, reach out to a neighbour, a friend, a family member. Don’t forget groceries and supplies can often be ordered online, although pack your patience…

Don’t hesitate to contact me if I can help in anyway. I’m available to connect with you via any number of options – telephone, text, Facetime, Facebook, Instagram, Skype, Zoom.

Stay safe. Stay well. Keep social distancing, stay home as much as possible and wash your hands.
We will get through this.

Sandra